Buyer Resources
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A first-time homebuyer course is required. There are lots of free homebuying 101 courses throughout Massachusetts. Here are a few:
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You must take a first time homebuyer course to quality for down payment assistance. Here is a program to check out from MassHousing.
MassHousing financial assistance program for Massachusetts residents or employees
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When purchasing an affordable unit, please consider lenders who have MassHousing and One Mortgage loan products. These are the most affordable loan products available for buyers earning less than 100% AMI.
Do you have a preferred lender?
Honestly, the best loan product for you may be different than what is best for me. Lenders look at your credit, income, savings and debt to income ratio when determining your pre-approval amount.
When purchasing an affordable unit, please consider lenders who have MassHousing and ONE Mortgage loan products. These are the most affordable loan products available for buyers earning less than 100% AMI.
While there are tons of products available, speak with your lender to identify the best one for your situation.
Suggestion... get 3 quotes within the same week, this will maximize your credit inquiry without adversely hurting you.
Here are some of our preferred lenders who offer these products, excellent customer service and have a track record of getting buyers to the closing table.
Vice President,
Community Relationship Outreach Officer
Eastern Bank
m.meiser@easternbank.com
781-491-3988
NMLS ID: 1728919
Michelle Meiser
Assistant Vice President,
Mortgage Officer
Greenfield Savings Bank
mlyons@Greenfieldsavings.com
413-775-8226
NMLS ID: 476927
Misty Lyons
Community Development Specialist
Hometown Mortgage
hmontalvo@hfgmortgage.com
413-779-2025
NMLS ID: 1078759